scotiabank sccp premium. com Scotia Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy Number TMH600165 issued to The Bank of Nova Scotia To cancel your Scotiabank credit card protection please call us at 1-855-753. scotiabank sccp premium

 
com Scotia Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy Number TMH600165 issued to The Bank of Nova Scotia To cancel your Scotiabank credit card protection please call us at 1-855-753scotiabank sccp premium  Scotiabank Contact UsCaracterísticas

What this does is say in the event of a medical condition (most notably accidental dismemberment), or even a job loss (not from getting fired but a lay off) and other such circumstances they will pay off some of your credit card debt. No premium is charged if your previous month’s statement was zero. m. Most Popular;. View more card details. # DATE DATE. Amortization Period - The actual number of years it will take to repay a mortgage loan in full. Buy Credit Card Balance Protection Insurance for Financial Stability for you and your family in unexpected events. 10 for every $1,000 invested. 95 /mth. Moore. Get a quote for Credit Card Insurance Today!Variable Rate Mortgages. 99% on cash advances. Interest rates: 20. (after a 60 day waiting period from the date of your job loss). 09 per $100 of Your Daily Balance until your 70th birthday, and $0. Credit card insurance is a product that banks market as a way to help with credit card payments if customers lose their jobs or get sick. pdf - PL E Scotia Credit Card Protection M Certificate of Insurance SA Please keep in a safe place. Exceptional Travel & Lifestyle Benefits and Comprehensive Protection. 19. The monthly premium rate is $1. **. Earn 6 Scene+ points2 on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more. In Canada, gold can be purchased directly from any of the big five banks (Scotiabank, RBC, TD, CIBC and BMO) either in-person at a branch, online or through online. This site is used jointly by Manulife and FNAIC to provide you with product summaries and certificates for your credit card benefits. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada. Además, te brinda los siguientes beneficios: Transacciones ilimitadas libre de costo. 18-29. Online & Mobile Banking. 8:00 a. Paper statement. If you have any questions or need additional support, call us at. 40% of learners upskilled to new roles. Scotia Credit Card Protection offers you: Protection. Box 1097, Station B Willowdale, Ontario, M2K 3A2 T +1. Earning Rewards. 32. Scotia Credit Card Protection: Death, Critical Illness, and Hospitalization coverage are available in the Basic Protection Bundle. 60. 1. 7092 F +1. 00 per $1000 of the insurance coverage. Per: Ellen J. Scotiabank credit card can give you convenient access to credit for your everyday purchases and expenses. Plus, earn up to 5. 40 Bay Street Toronto, ON M5J 2L2. 99% purchases / 22. 09/$100) x. Please be advised that we will be discontinuing the L’earn® Visa* credit card account (the “Account”) for all cardholders, effective starting in November 2023. Then if you hold your savings for more than 90 days, you get the Premium Period interest for 0. 99% on purchases. Gather all the necessary documents based on the type of coverage you are applying for. Additional information relating to the Bank, including the Bank’s Annual Information Form, can be located on the SEDAR website at and on the EDGAR section of the SEC’s website at Legal Terms for accessing Scotiabank. Your premium is billed monthly to your line of credit account based on your age and daily balance during the billing period. This type of coverage protects you from being held financially responsible for causing injury to a third party or for causing damage to their personal property. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is as signed to yo u; or en if you are required to be insured, SAMPLE Scotia Credit Card Protection Certificate of Insurance Please keep in a safe place. Hollenberg President Chubb Life Insurance Company Fact sheet. 09 per $100 of Your Average Daily Balance until your 70th birthday, and $0. 09 per $100 of your account balance, calculated daily and for Basic Protection the monthly premium rate is $0. For Critical Illness, the monthly premium is based on your age and your Scotiabank Mortgage account balance up to $500,0002 at the time of application approval. 600% 1. Rewards: Earn 4% cash back on. International Money Transfer ±. We can help you: Plan your. CONSUMER LAW GROUP is investigating the launch of a Canada-wide class action lawsuit out of Ontario and Quebec against Bank of Montreal (BMO), Bank of Nova Scotia (Scotiabank), Canadian Imperial Bank of Commerce (CIBC), Fédération des Caisses Desjardins du Québec (Caisse Populaire), Laurentian Bank of Canada, National Bank of Canada (NBC), Royal Bank of Canada (RBC) and Toronto-Dominion. Scotia Ultimate Variable Rate Mortgage - 3 Year Closed Term. Scotia Credit Card Protection insurance;. 20 per $100 of your account balance (plus taxes), up to $25,000. All coverage is subject to the terms and conditions outlined in the certificate of insurance which you will receive upon enrolment. Manulife Travel Insurance benefits are designed to give you a simple way to help protect yourself against unexpected expenses associated with Trip Cancellations, Interruptions, Emergency Medical costs and more. 1. Amex Offers, Amex Front Of The Line, American Express Invites, optional Scotia credit card protection. Activate 2-step verification (2SV)At Scotiabank, we build leaders. 400% 3. The longer you save, the higher your interest rate. 22. SCCP on credit card. ® Scotiabankcom Surprisingly Simple Insurance Scotia Credit Card Protection Certificate of Insurance Please keep in a safe place SA MP LE ® Scotiabankcom Surprisingly Simple… Log in Upload File. 60" seems to be a fee. Contact Us. $0* or $16. Scotia Credit Card Protection: Monday-Friday 8:00am-8:00pm ET: 1-855-753-4272: Scotia Plan Loan Life & Disability Protection:. Scotia Credit Card Protection is optional insurance that can help you stay on solid financial ground. Welcome Offer: Earn up to 115,000 TD Rewards Points†, which includes a welcome bonus of 20,000 TD Rewards Points when you make your first Purchase with your card and 95,000 TD Rewards Points. Apply now. TORONTO, Aug. Discount. 99% cash advances. These accounts allow you to: Enjoy an unlimited number of transactions 3 on your transactional and savings accounts. 3 Generally, in Canada, a credit score of 660 is considered good, and could help you get approved for a credit card. Congratulations on accepting and consenting to your Scotiabank® Scene+™ Visa Card. Scotiabank Credit Card Centre. Phone: (868)-627-2684. 221. Your monthly credit insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your statement. All fees are inclusive of General Consumption Tax. 012272. pdf from GNED 127 at Centennial College. e. US$1,350. Life and Critical Illness Insurance for the cardholder and secondary cardholder (Joint coverage) on the same Scotiabank MasterCard account) costs $0. Supplementary cards. Protection for the important things in life. 19. If you have any questions, please contact the Insurance Canada Service Centre (ICSC) at 1-855-753-4272 Monday-Friday 8am-8pm (ET), and one of our Customer Service Representatives would. If the cancellation of a Scotiabank Aero Reward is allowed, the portion of ScotiaPoints refunded by the travel carrier for the Travel Reward will be credited back to your ScotiaPoints Account at a rate of 100 ScotiaPoints per US$1. 89 per. Optional Scotiabank Mastercard Credit Protection‡ provides up to $30,300 BBD/$15,000 USD in coverage with premiums based on the outstanding balance on your previous month’s Scotiabank Mastercard account. Scotia Credit Card Protection insurance;. Flexible payment options. Annual fee: $120. Scotiabank Mobile Banking - Apps on Google Play Learn More. 09 per $100 of Your Average Daily Balance until your 70th birthday, and $0. How much insurance can I buy?The Momentum PLUS Savings account is Scotiabank’s high interest rate account. O. 60" seems to be a. 95, you can have the monthly account fee. Standard Chartered Rewards Credit Card. Scotiabank Passport® Visa Infinite Card. I authorise theWe are announcing the following changes to Your current Scotia Line of Credit Protection plan. 416. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is as signed to yo u; or en if you are required to be insured, yo u do not have to purc hase the insuran ce that Yo u caView Credit Card Insurance Application(1). Take the stress out of saving with the Momentum PLUS Savings Account and reward yourself with a great interest rate. 668. No monthly account fees or minimum balance required. 21. Life Insurance Company of Canada and Scotiabank means The Bank of Nova Scotia. Scotia Momentum® Mastercard®* credit card. Borrowing. installment plan and a low fee 2. Get a quote for Believe Card General Right!As a Scotiabank Platinum American Express Cardmember, you get access to select benefits and rewards that make extraordinary experiences possible, every day. Scotia Credit Card Protection offers. Box 709 Kingston: 876-922-2100: bnsj. com. Buy Credit Card Balances Protection Insurance for Finance Stability for you and your family with unexpected event. Interest rates. Choose a chequing account based on your requirements at. 99% purchases / 22. • the date Scotiabank receives Y our signed and dated Scotia Line of Credit Protection application; • the date specified in the Insurer’s approval letter, when approval is required; or • the date You sign Your Scotiabank Line of Credit agreement. Scotiabank Global SiteTarjeta Mastercard Débito Premium. Compare American Express Credit Cards; Calculate your rewards; Find the credit card that is right for you; View All. By phone. 99% on purchases. Card. Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points. Exceptional Service. With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. Single Life coverage costs just 29 cents for every $100 of your outstanding account balance on the previous month's Scotiabank MasterCard statement. To apply for coverage, all you need is a Scotiabank Line of Credit account in good standing, be a resident of Canada, and be aA GIC can help you earn more interest on your savings goals, such as saving a down-payment on a home or buying a new vehicle. dr@conciergeamex. Please keep this amendment notice with Your Certificate of Insurance for documentation. Call or visit your Scotiabank Premium Banking Centre to learn more or to sign up. Get your education in Canada started right with the Scotiabank StartRight® Program 3. ET. Continue to earn and enjoy your credit card benefits like your rewards, cash back, and insurance coverage. The Scotia Momentum Visa Infinite Card is an ideal credit card for daily use, paying up to 4% cash back on purchases and offering very good travel insurance. To learn more about changing your preferences at any time, please click the following link. 1-855-753-4272. 1. Interest rates: 20. Get a quotes to Credit Card Insurance Today!Banking 101 – Insurance. 416. Box 689, Grand Cayman KY1-1107,. Scotia® Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy. 2. 2-step verification. That’s why most people choose $1. 05% interest on your Momentum PLUS Savings Account 14. For RESPs, RRSPs, spousal RSPs, savings, and joint accounts, visit a branch. Welcome to. A sample Certificate of Insurance is available on. Scotiabank has 19 million customers worldwide who complete millions of transactions online every day. 12. Bank how and when you want. Premium Banking membership provides access to several benefits for a monthly fee of BB$70. Una tarjeta de crédito de gran prestigio internacional. O. Johnson estimated she's paid up to $8,000 in credit card. 1. So I have SCCP on my credit card and a balance of just under 2000$. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is as signed to yo u; or en if you are required to be insured, View Credit Card Insurance Application(1). Cuotas Scotiabank: Línea de credito independiente para diferir tus compras extraordinarias de 2 hasta 48 cómodas cuotas. Scotia Credit Card Protection is an optional insurance product available to Scotiabank Credit Card customers to provide a financial safety net during times of financial hardship. Show More. Enjoy international purchasing power and avoid the worry of carrying cash with Scotiabank's suite of credit card products. Find a Premium Banking Centre near you. The insurance can be connected to different types of loans, like those related to your mortgage, car and business loan. any premium paid will be refunded through a credit to Your Account, and this Certificate willThe premium rate for coverage under Scotia Credit Card Protection is $1. 800. There are a couple of reasons for this. Monday - Friday. Bank accounts. The Scotiabank Premium Banking Package includes 1 your choice of either a local currency or US dollar Δ transactional account, together with one or more local currency or US dollar Δ savings accounts. 20%: 25. 99% cash advances. 85%. Además, te da la facilidad de realizar compras por Internet y en establecimientos comerciales en. If you answer ‘No’ to ALL applicable health questions in your application, you will beBasic Bank Account. Features. Scotia SelectPay™ is a new way to convert credit card purchases into fixed monthly installment payments. Join. P. The bonus offer is limited to the first. Credit limits starting from $5,000 and up to $75,000. Monthly Overdraft Protection Plan 29: $5. Emergency Medical Plan 1. P. Coverage is for expenses such as your additional and unplanned commercial hotel and meal costs. Coverage is available for individuals who are up to 85 years old. 99% on purchases. They claim that it's a no fee card, but this charge "SCCP INSURANCE PREMIUM $1. 49. 2. Customers need to have a Line of Credit with Scotiabank in order to add protection. If the total credit limit of all your insured Scotiabank lines of credit is greater than $150,000 but less than $300,000, you will be required to complete health questions in your application. Terms & Conditions. Scotiabank American Express® Card (for students) Earn up to 3X the Scene+TM points on every $1 you spend on eligible grocery, dining, and entertainment purchases. 29 a month for every $100 of. Benefits are extended to cover an eligible co-borrower on your insured credit card account at no additional cost. A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee. 00 with Premium MasterCard Black**. Scotia®. To cancel your plan: • Select your eligible credit card and tap the Scotia SelectPay icon • Select the My plans tab and the installment plan you want to cancel • Tap __Review & cancel __Allow 1 to 3 business days for us to complete the processing. Scotiabank Trinidad & Tobago Limited. A maximum of five Premium Periods at any one time. For the month of Julia, Mary has the folowing balances over 31 days. Premium Banking membership provides access to several benefits for a monthly fee of BB$70 with regular Premium credit cards or BB$90 with. Mortgage. Stay on top of your finances or do your everyday banking anytime and anywhere you need to – right from your computer or internet-enabled mobile phone or tablet. Everyday banking is easy online: Pay bills, check your balance and account history, transfer money between accounts and more. Scotiabank® Scene+™ Visa* Card for Students. 60%* for the first 3 months. Rates and fees are in effect as of June 13, 2022 and are subject to change at any time. Protección opcional a través del Seguro de Vida y enfermedades graves para Tarjetas de Crédito. Use the form to recall your request. To qualify for these offers make sure to open a new Scotia Momentum® Visa Infinite* credit card account by October 31, 2024. Life Protection: The cost for single Life Protection is $0. Scotia Line of Credit Protection is underwritten by The Canada Life Assurance Company under a group policy issued to the Bank of Nova Scotia. 2 Plus no annual fee in the first year . Choose a 3, 6, or. 1-866-767-2010. 1685 E [email protected] Scotiabank Premium Banking experience begins with your own dedicated Scotiabank Premium Relationship Officer, a trained professional who can provide you with personalised guidance and solutions for your banking, investing++ and borrowing needs. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is as signed to yo u; or en if you are required to be insured, yo u do not have to purc hase the insuran ce that Yo u caPay no foreign transaction fees and earn 5x the points with the Scotiabank Gold American Express card. Para realizar sus operaciones bancarias con toda comodidad puede reunirse con su oficial de Banca Premium en el área dedicada dentro de la sucursal, reservada exclusivamente para los clientes de Banca Premium. Eligibility. • The premium rate for coverage is based on Your Daily Account Balance which is calculated daily and billed monthly. POST REF. Optional Scotiabank Mastercard®/Visa® Credit Life Protection ‡ provides up to $85,000 in coverage with premiums based on the outstanding balance on your previous month’s Scotiabank Mastercard®/Visa® account. ® With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. In addition, you must request the extension before your coverage expires and pay the appropriate premium. Snowbirds and cross-border shoppers will love that this card features no foreign transaction fees, typically around 1. For Comprehensive. “Eligible” refers to. Minimum. If certain health or life events happen, Scotia Credit Card Protection can pay up to $50,000 of your Credit Card Account balance. Your foreign currency credit limit Effective March 1, 2020 > due to the significant increase in USD spend on credit card transactions, which has resulted in an unprecedented increase in demand for USD > adjustments will be made to your USD credit limit. View more card details. 99% cash advances. Cost of each supplementary card. View your statements and other account documents digitally. If I have Scotia Visa Balance Protection or Scotia Credit Card Protection insurance on my credit card, does having a Scotia SelectPay Installment Plan affect my claim benefit?Scotiabank Passport. edwards@scotiabank. No-Fee Visa* Card (for students) Get up to 1% cash back on eligible purchases with no annual fee. Protects your bank in case you default on your loan; it does not protect you or your interest in the property. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment. Scotia Aria Conservative Pay Portfolio - Premium Series 2. net . Accept All. 99% on cash advances. m. Single Borrower. When you download or update this app, or when you apply for, enrol in, or use a service through mobile banking, we may collect information about your computer or device, operating system, internet connection or telephone account,. 1. For Life insurance, the monthly premium is based on your age and your Scotiabank Mortgage account balance up to $1,000,0001 at the time of application approval. The. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. Post in Question - RemovedditScotiabank Trinidad and Tobago Credit Life Protection Insurance for ScotiaLine Gold covers up to TT $1. Unity Managing Underwriters Ltd. Use the drop menu to choose an Account. • The premium rate for coverage is based on Your Daily Account Balance which is calculated daily and. In the table titled Stop Payments for Removal, use the top checkbox to check all requests if you want to select all, or. com. The ScotiaGold Passport Visa Card’s fee is $65 (compared to $110). SCOTIA CREDIT CARD PROTECTION CLAIM FORM CRITICAL ILLNESS / HEALTH CRISIS PROTECTION CLAIMANT STATEMENT Unity Managing Underwriters Ltd. For starters, cancelling over the phone may be a more secure way to ensure that the registered cardholder is cancelling the account. @ScotiabankArena. Optional Scotiabank Mastercard Credit Protection ‡ provides up to $3,000,000 in coverage with premiums based on the outstanding balance on your previous month’s Scotiabank Mastercard account. Bank securely on the internet and on the go. com, or visit. Scotiabank Gold American Express® Card. Premium cards charge annual fees in. For inquiries . credit card benefits. Ultimate Package offers homeowners more value. Offer details. 5% average overall achievement across development goals. 38 $2,000. Scotiabank Platinum American Express ® Card. F irst, you earn a Regular Interest rate (and if you have an Ultimate or Preferred Package, the applicable Package Interest Rate Boost), which is applied to your daily closing balance and is paid monthly. 10 for every $1,000 invested. $250 Cash Back . How Borrow Card Balance Protection Insurance for Financial Stability for you and your family in unexpected events. Visa Infinite. to 1 p. Scotiabank Value® Visa* Card. 12, 2021 /CNW/ - Scotia Global Asset Management (Scotia GAM) today announced proposed changes to select ScotiaFunds to streamline its lineup, create efficiencies and deliver incremental costs savings to clients. After CBC News contacted. 49 per $100 of Your Average Daily Balance for the remainder of Your coverage period. As of December 31, 2022, Premium Series units of the Fund's expenses were 1. It can complement other forms of Insurance like employer work benefits, or other insurance plans, that were to be allocated for other needs, such as looking after your. A borrower, a co-borrower or a guarantor who has agreed to the terms and conditions on a Scotiabank Line of Credit account that is in good standing. Experiencias American Express. Simplicity. Buy Credit Card Balance Security Insurance for Financial Stability for thee and your family in unexpected events. An updated Scotia Credit Card Protection Certificate of Insurance will be available on Scotia Credit Card Protection page as of October 17, 2020. Book an appointment. 2 Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (22. Earn 2X Scene+ points for each dollar charged to your account on all eligible purchases¹ at Sobeys. Get a quote required Credit Card Insurance Today!Access eStatements. 3. 22. Scotiabank Mastercard® Scotiabank Gold Mastercard® Scotiabank MAGNA Mastercard® Scotiabank Mastercard® Business Card Scotiabank AERO™ Business Executive Mastercard® ScotiaLine ScotiaLine Gold; Annual Interest Rate (Financing Charges) - on Purchases & Balance Transfers: 26. With no Coverage for Pre-Existing Conditions. a^I%7B9xB. O. 12 in rewards with the Scotiabank Gold American Express Card, eclipsing the $159. $1. 30% and 9. Scotiabank Premium Banking Bahamas, offers you an exclusive banking experience combining personalised advice and solutions with an enhanced level of service. Scotia Credit Card Protection insurance;. platinum. A través de la Tarjeta de Crédito Scotiabank Visa Infinite tienes acceso al programa de lealtad ScotiaClub Premium acumulando el DOBLE de puntos ScotiaClub por cada dólar estadounidense o su equivalente en pesos dominicanos en TODAS TUS COMPRAS, los cuales puedes canjear por boletos aéreos, estadías de. If you hold it for longer than 180 days. Preferred rates on fixed and variable rate, closed mortgages for new purchases, switches, refinances and renewals on a Scotia Total Equity® Plan ( STEP) ∆ available through an advisor. The monthly premium rate is $1. However, that may differ by credit card issuer and by the card you are applying for. Rev. Quickly view your accounts all in one place. 1-855-753-4272. By phone. Clients with a Scotiabank Ultimate or Scotiabank Preferred chequing account package earn. Set up a password or Face ID to confirm your identity. 99% after that; annual fee $29). Mail Escalated Customer Concerns Office After your installment plan is enrolled, you can cancel it at any time through the mobile app or Scotia OnLine. pdf from GNED 127 at Centennial College. Forexample,ifyouare25yearsoldandhavea$60,000mortgage,yourScotia Credit Card Protection Insurance - ScotiaLife Financial 0000005592 00000 n How can I cancel my Scotiabank credit card protection? SAMPLE 6 . 2,‡. Eligibility Primary Cardholders, between the ages of 18 and under 70 years old, who are Canadian residents, are eligible to apply. Access to over 1,100 Scotiabank branches and 4,000 ABMs across Canada. Borrower can visit a Scotiabank branch, call the Insurance Canada Service Centre at. $0 /year. Para acceder a Premiun Concierge, desde República Dominicana comuníquese a la Línea Platinum 829-200-8370, Internacional +415-625-1930 y al correo: scotiabank. No premium is charged if your previous month’s statement was zero. Power’s 2023 Credit Card Satisfaction Study [1]. 2-step verification. 4. Special offer. Earn up to $550 with a Scotiabank banking package and TFSA or. Main features and perks. 10% x $450,000 = $13,950. 1 With STEP, you’re in control. 7. Exclusive Privileges. 14. Esta cuenta te proporciona la flexibilidad de hacer múltiples transacciones, a la vez de recibir intereses preferenciales sobre tu balance. 00: NO: NO: YES: Electronic Access. Conclusion. Bank of Canada's rate. 5% to 3%, on purchases made abroad and at foreign merchants. How your premiums are calculated. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada. 22. The longer the premium period you select, the greater your premium rate will be. 99% 26. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment. A routing number identifies the. 1685 E SCCPClaims@umu. The STEP allows for increased flexibility and lets you initially borrow up to 80% of the value of your home. Preferred rates on fixed and variable rate, closed mortgages for new purchases, switches, refinances and renewals on a Scotia Total Equity® Plan ( STEP) ∆ available through an advisor. Scotia Mortgage Protection is underwritten by The Canada Life Assurance Company under a group policy issued to the Bank of Nova Scotia. Up 5x Membership Rewards® Points with your purchases. 05% interest on your Momentum PLUS Savings Account 14. 3. 49 per $100 of Your Average Daily Balance for the remainder of Your coverage period. A new Premium Period of the same length automatically begins again the following day. 77973_Scotia_Credit_Card_Certificate_EN_printer. Our claims service is available Mon to Fri 8:00am to 6:00pm EST. A Scotiabank customer with a fixed or variable rate term loan or demand loan, or a revolving credit facility. Earn up to 7,000 bonus Scene+ points within your first year (that’s up to $70 towards travel). SAMPLE. credit card benefits. com. This includes benefits for an eligible Co-Borrower on your Scotiabank credit card account, at no additional charge. This comprehensive coverage is available at a monthly premium rate of only $1.